Our financial planning process

We follow an inclusive financial planning process where you and your adviser discuss and establish what your needs and goals are.

A mandate is then discussed and agreed upon.

We then gather all the relevant information that is needed to analyse your current portfolio, understand your assets and liabilities and income and expenses. 

We then match this information against your needs and goals and present a current scenario view to you. 

We will show you any potential shortfalls that could prevent you from addressing your needs or achieving your goals.

Finally we will provide solutions to address any shortfalls. We implement the solutions that you agree on.

Now that you have a structured financial plan in place we will review your plan when your circumstances change or at least once a year.